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</topic><topic id="https://vocabulario.abcd.usp.br/pt-br/?tema=26760"><instanceOf><topicRef xlink:href="#term"/></instanceOf><baseName><baseNameString>CUSTO COMPARTILHADO DE SEGURO</baseNameString></baseName>  <occurrence>    <instanceOf>      <topicRef xlink:href="#scope-note"/>    </instanceOf><baseName><baseNameString><![CDATA[ Provisões de uma apólice de seguro que exige do segurado o pagamento de parcela das despesas cobertas. Algumas formas de compartilhar são, por exemplo, deduções, cosseguro, copagamentos. Custo compartilhado não se refere ou não inclui as quantias pagas em prêmios pela cobertura.<p>Fonte: DeCS. Disponível em: https://decs.bvsalud.org<p> ]]></baseNameString></baseName>  </occurrence></topic>  <association>    <instanceOf>      <topicRef xlink:href="#broader-narrower"/>    </instanceOf>    <member>      <roleSpec>  <topicRef xlink:href="#narrower"/>      </roleSpec>      <topicRef xlink:href="#https://vocabulario.abcd.usp.br/pt-br/?tema=26760"/>    </member>    <member>      <roleSpec>  <topicRef xlink:href="#broader"/>      </roleSpec>      <topicRef xlink:href="#https://vocabulario.abcd.usp.br/pt-br/?tema=1701"/>    </member>  </association></topicMap>