<?xml version="1.0" encoding="utf-8"?><!DOCTYPE Zthes SYSTEM "http://zthes.z3950.org/schema/zthes-1.0.dtd">  <Zthes><term><termId>25187</termId><termName>CRÉDITO</termName><termType>PT</termType><termLanguage>pt</termLanguage><termVocabulary>Vocabulário Controlado da USP</termVocabulary>	<termStatus>active</termStatus>	<termApproval>approved</termApproval>	<termSortkey>CRÉDITO</termSortkey><termCreatedDate>CRÉDITO</termCreatedDate><relation><relationType>BT</relationType><termId>55463</termId><termName>INVESTIMENTOS</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>25190</termId><termName>CRÉDITO ADICIONAL</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>25226</termId><termName>CRÉDITO ORÇAMENTÁRIO</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>25229</termId><termName>CRÉDITO PESQUEIRO</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>25232</termId><termName>CRÉDITO PIGNORATÍCIO</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>25235</termId><termName>CRÉDITO PÚBLICO</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>25238</termId><termName>CRÉDITO RURAL</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>25241</termId><termName>CRÉDITO SUPLEMENTAR</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>25244</termId><termName>CRÉDITO TRABALHISTA</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>25247</termId><termName>CRÉDITO TRIBUTÁRIO</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>31358</termId><termName>DÍVIDA</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>25214</termId><termName>CRÉDITO FISCAL</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>25196</termId><termName>CRÉDITO BANCÁRIO</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>64331</termId><termName>MICROCRÉDITO</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>25202</termId><termName>CRÉDITO CONSIGNADO</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>25199</termId><termName>CRÉDITO COMERCIAL</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>25205</termId><termName>CRÉDITO DE EXPORTAÇÃO</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>25208</termId><termName>CRÉDITO DIRETO AO CONSUMIDOR</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>25211</termId><termName>CRÉDITO EDUCATIVO</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>25217</termId><termName>CRÉDITO HIPOTECÁRIO</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>25220</termId><termName>CRÉDITO IMOBILIÁRIO</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>25223</termId><termName>CRÉDITO INDUSTRIAL</termName><termType>PT</termType></relation></term>  </Zthes>